FHFA Is Weighing 3 ‘New’ Mortgage Options for Homebuyers, but Which One Actually Helps Homebuyers the Most?

For nearly a century, the 30-year fixed-rate mortgage has defined the American housing market. More than 90% of mortgage holders have one, and for decades, it has worked. House hunters could lock in stable payments, refinance when rates fell, and build equity over time. But the 30-year mortgage is a